To get insurance to pay for your roof replacement, then:
1. Storm damage must be present,
2. The long-term service life of the product must be affected, and
3. Water shedding capabilities must be compromised.
Insurance companies look for several factors when determining whether the damage was related to a storm and, therefore, can be claimed by the homeowner.
• There needs to be verifiable damage related to a weather event, typically either by hail or wind, to get insurance to pay for a roof replacement.
• A Denver roofing contractor that specializes in insurance restoration work, like Peak to Peak Roofing & Exteriors, will research if there was a storm date that occurred at your location in the timeframe typically outlined per insurance guidelines.
• If there is a storm date, it must be determined if the damage present on the property “speaks” to the historical meteorological data. This process is done by identifying what is and is not storm-related damage. The type of damage varies depending on the type of event. A trained restoration specialist at Peak to Peak can help you, and your insurance company connect the dots and make sense of the evidence present at your property.
A residential and commercial roofing company in Denver, CO, Peak to Peak offers elite roofing repair and replacement services that beats other Denver roofing companies. Contact us today for a free consultation if you’re having trouble getting your insurance claims approved.