Hail damage and its appearance will vary greatly on its size and composition and the materials that it impacts. Knowing what kind of roof you have, its current age and condition, and how strong the storm was will play a key role in knowing what to look for and accurately assessing hail damage. Typical hail damage on an asphalt roof can cause granule loss, bruising that is soft to the touch, and exposed fiberglass matting.
If you have any questions about damage after a storm, contact Peak to Peak Roofing to help diagnose the extent.
The amount of hail damage that requires a roof replacement depends on the roof’s age and the insurance carrier’s guidelines. Each insurance carrier has specific criteria they use to determine when they will deem the entire roof replaceable. Even certain roof systems that are no longer manufactured have particular guidelines for when they get damaged by hail. A general rule is that insurance companies will mark off a square portion of the roof and count the number of hail impacts inside that square. The threshold for the number of impacts will vary depending on the insurance carrier. They will perform this test on each slope and determine if they can be included in the insurance claim.
If you have hail damage, call Peak to Peak Roofing for consultation and representation with insurance claims.
Insurance companies pay the fair market value based on national actuarial data to adjust for local material price changes.
The fair market value settlement includes costs of roofing materials, labor, and project management. Since insurance companies use specific software and criteria, it is crucial to hire a contractor specializing in insurance claims to help accurately assess and report the extent of damages and the suitable materials needed.
The Peak to Peak Roofing team specializes in representing customer insurance claims. Give us a call today to discuss your situation.