How Can We Help You On Your Roofing Needs?
We’re a family-owned business and local roofing company with years of experience helping homeowners in Colorado with their roofing insurance claim processes.
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We know how complex and time-consuming it can be to file a roof insurance claim. That’s why we are committed to streamlining the insurance claim process to make it as efficient and straightforward as possible. We help homeowners navigate the entire process with their roof insurance company to get the best outcome possible.
Our roof claim team is trained to ask you the right questions in order to communicate with your insurance company on your behalf. By utilizing the same software used by most insurance companies to itemize roof damage done to your home, we create comprehensive roofing estimates and provide clear information to your homeowners insurance company in their own language.
We are a local roofing contractor specializing in handling any roof insurance claim from start to finish, which is why no matter what step of the insurance process you are in, it’s the perfect time to let us help make it an efficient and even enjoyable experience.
Filing a claim doesn’t have to be traumatic! And being aware of what to expect from the insurance company can make all the difference. The following is a step-by-step guide to file a claim and being confident that your home is restored to its original state.
When you have a roof problem, it is best to deal with them as soon as possible. Peak to Peak Roofing & Exteriors offers free inspections that will assess any damages and issues your residential or commercial property may be experiencing so we can help find the right solution. We put our decades of experience and knowledge to work in order to find the best solution for your situation. We are very familiar with what roof damages an insurance company typically covers through various types of policies. This means that no matter how much damage has occurred or issues begun; rest assured knowing they will be taken care of quickly!
Hail damage, wind damage, storm damage, or physical damage occurs to your home.
Contact your roof insurance claims department. If the storm damage was wide spread with extensive hail damages, there will most likely already be adjusters in your area.
An insurance adjuster will usually call you and schedule an appointment to come to your property for a storm damage assessment within 24 – 48 hours.
A good option is to have a roofing contractor there to meet with the adjuster. This creates accountability on both sides having an insurance expert there along with a construction expert. It can also drastically simplify the claims process and allow for roof repairs to begin much sooner.
Meanwhile, make a list of roof hail damages and other storm damage that you see when walking around your home.
– Dents in gutters
– Fascia & metal around windows
– Broken flowerpots and damage to lawn furniture
As a good rule of thumb, if there is damage to your car, then there is damage to your roof. Another great way for you to do a preliminary assessment of your roof damage without going on it is to look for roof granules in your gutters after it has rained.
Make certain that you are available during your appointment.
A Statement of Loss will be written up by the adjuster and agreed to by Peak to Peak Roofing & Exteriors. The insurange agent will either leave you this statement of loss, email it to you or you will receive it in the mail in a few days. The statement of loss AKA the Scope, serves to itemize your losses and the estimated cost of repair. This shows what work the insurance company is willing to fund to restore your property back to its original condition before the hailstorm and severe weather.
The job is done by a licensed, insured roofing contractor and the insurance claim is closed out. We are committed to doing our part in the most timely manner possible so that you can move on with your life. The average Colorado insurance claim takes 3-6 months to close out, we specialize in minimizing this time frame as much as possible.
Hail damage on a roof typically appears as dents or dimples in metal roofing, or as cracked or broken roof shingles. Granules may also be dislodged from asphalt shingles, which can make them appear blotchy or bald. If you suspect hail or storm damage to your roof, it’s important to have a professional roofing contractor take a look as soon as possible.
Damage from hail and its appearance will vary greatly on its size and composition and the materials that it impacts. Knowing what kind of roof you have, its current age and condition, and how strong the storm was will play a key role in knowing what to look for and accurately assessing hail damage. Typical hail damage on an asphalt roof can cause granule loss, bruising that is soft to the touch, and exposed fiberglass matting.
If you have any questions about damage or roof issues after a storm or weather event, contact Peak to Peak Roofing to help diagnose the extent.
In addition to roof damage, here are some other indicators that your property may have been hit by hail:
If you notice any of these signs of storm damage after a hail storm, be sure to contact your insurance company as soon as possible. An insurance provider has a window of time (usually 14 days) after a storm in which you can file a claim.
Peak to Peak Roofing & Exteriors is a Colorado-based company that provides roof damage repair, roof installation, roof restoration, siding repair, concrete installation, solar installation, and more. We serve the residents and business owners in the communities surrounding Denver, CO with residential and commercial roofing services.
If you think your roof has been damaged by hail, water damage, property damage, roof shingle damage, and other indicators of storm damage, then contact us for a free inspection.
The amount of damage from hail that requires a roof replacement depends on the roof’s age, your insurance coverage, and the insurance carrier’s guidelines. Each insurance carrier has specific criteria they use to determine when they will deem the entire roof replaceable. Even certain roof systems that are no longer manufactured have particular guidelines for when they get damaged by hail. A general rule is that insurance companies will mark off a square portion of the roof and count the number of hail impacts inside that square. The threshold for the number of impacts will vary depending on the insurance carrier. They will perform this test on each slope and determine if they can be included in the insurance claim.
If you have storm damage, call Peak to Peak Roofing for a free roof inspection, consultation, and representation with insurance claims.
Peak to Peak Roofing & Exteriors is a Colorado-based business that specializes in roof repair, installation, restoration, siding repair, concrete installation, as well as solar installation. We provide residential and commercial roofing services in the areas around Denver, CO. If you suspect your roof has been harmed by hail storms, water damage, property damage, roof shingle damage, or other signs of storm damage, contact us for a free evaluation and repair estimate.
On a roof damage claim, homeowners insurance companies pay the fair market value based on national actuarial data to adjust for local material price changes.
The fair market value settlement includes costs of roofing materials, labor, and project management. Since insurance companies use specific software and criteria, it is crucial to hire a contractor specializing in insurance claims to help accurately assess and report the extent of damages and the suitable materials needed.
The amount an insurance company pays for hail damage on a roof depends on the roof’s age, the type of roof, and the severity of the hail damage. The older the roof, the less likely it is that an insurance company will pay to have it replaced. If the roof is a newer roof, then the insurance company is more likely to deem it replaceable. Tile roofs are generally more expensive to replace than asphalt shingles, so if a roof has significant hail damage and is made of asphalt shingles, the insurance company may choose to replace the roof.
The Peak to Peak Roofing team specializes in representing customer insurance claims. Give us a call today to discuss your situation.
Peak to Peak Roofing & Exteriors is based in Colorado and offers roof damage repair, roof installation, roof restoration, siding repair, concrete installation, solar installation, and more. We serve the communities surrounding Denver, CO with both residential and commercial roofing services.
The first step is to call Peak to Peak and your insurance company to report the damages. Many insurance companies have a time limit (usually 30 days) after a storm in which you can file roofing insurance claims. After you have reported the damages, an insurance adjuster will be sent to your home to inspect the roof and assess the damages. The insurance adjuster will create a report that will state the extent of the damages and whether or not the roof needs to be replaced. If the roof needs to be replaced, the insurance company will pay for the roof to be replaced. If the roof only has minor hail damage, then the insurance company may choose to repair the roof instead of replacing it.
If you have significant roof damage from a storm, contact Peak to Peak Roofing for a free evaluation. We specialize in roof damage repair and can help you through the insurance claim process.
Peak to Peak Roofing & Exteriors is a Colorado-based roofing contractor that provides services such as roof repair, roof installation, roof restoration, siding repair, concrete installation, and solar installation. We serve the communities surrounding Denver, CO with both residential and commercial roofing services.
In order to be covered by homeowners insurance, you must have a policy in place that includes storm damage and roof damage coverage. If you’re not sure whether or not your policy covers roof damage, contact your insurance agent, insurance adjuster, or company representative to find out.
Many roof damage claims are due to hail storms, so it’s important to check your policy for roof hail damage coverage. Most roofing insurance providers will cover roofing insurance claims if the roof and storm damage exceeds $2,000 worth of damages.
Peak to Peak Roofing & Exteriors offers free roof evaluations to help you determine the extent of the damages and help you file a roof insurance claim. Contact us today to schedule an appointment.
Peak Roofing & Exteriors is a roofing contractor based in Colorado that provides services such as roof repair, roof installation, roof restoration, metal roof replacement, siding repair, concrete installation, and solar installation. With both residential and business roofs to maintain in the communities surrounding Denver, CO, we provide comprehensive service.
We have installed and serviced hundreds of roofs, building our reputation on honesty, quality, and customer service. We strive to exceed the expectations of our customers and want to be your roofing contractor for life.